IRA & 401(k): Self-Directed Investing

Your retirement account deserves to work as hard as you did.

Most IRAs sit in stocks and bonds returning four to six percent, barely keeping pace with inflation. FaithBridge Capital helps you redirect those dollars into real, asset-backed multifamily real estate, without withdrawing a single cent, without triggering a taxable event.

The Reality

Your IRA is working against you.

Millions of Americans dutifully contribute to an IRA or 401(k), then hand control to fund managers who park it in volatile equities and low-yield bonds. Meanwhile, inflation quietly erodes purchasing power year after year. There is a better way.

Traditional IRA

Average Return

4 – 6%

Stocks, bonds, and mutual funds, exposed to public market volatility, with returns barely outpacing inflation in most years.

FaithBridge Multifamily IRA

Target Return

8 – 12%

Real, income-producing multifamily real estate, held inside a tax-advantaged retirement structure, backed by physical assets.

$

Idle Capital

In Self-Directed IRAs

$1.2T

Over a trillion dollars sits in self-directed retirement accounts earning near nothing, capital that could be working in real assets.

Why Real Estate

Six reasons real estate outperforms your current IRA.

It is not a clever theory. It is how durable family wealth has been built for generations, and how it is still built today.

Higher Returns

Compound faster in real assets.

Target 8–12% annualized vs. 4–6% in traditional IRAs. Income-producing real estate compounds retirement dollars at a materially higher rate.

Asset-Backed Security

Backed by physical property.

Unlike paper assets, your retirement is collateralized by tangible real estate, buildings, doors, and land that hold intrinsic value through cycles.

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Tax-Advantaged Growth

Tax-deferred or tax-free.

Traditional IRA growth is tax-deferred. Roth growth is tax-free. Real estate held inside either keeps more of every dollar working for you.

Diversification

Beyond stocks and bonds.

Multifamily real estate has historically maintained value during equity drawdowns, moving the portfolio away from pure market correlation.

Inflation Protection

Rents rise with the cost of living.

Real estate historically outpaces inflation. Rents reset upward, preserving, and growing, purchasing power for retirement.

Truly Passive

No landlord duties.

No tenant calls, no maintenance headaches. A professional operating team handles every aspect, you receive distributions and statements.

The Process

Idle IRA to income-producing real estate.

It is simpler than most investors expect. No withdrawal penalties, no tax hit, just four steps to put retirement funds to work.

01
Discovery Call

Speak with our investor relations team to review your IRA balance, account type, and goals. Free and confidential, no commitment.

02
Open a Self-Directed IRA

We walk you through opening a Self-Directed IRA with a qualified custodian, the account structure that unlocks real estate investing.

03
Fund Your SDIRA

Roll over or transfer existing IRA or old 401(k) funds. No taxes, no penalties. The custodian handles the transfer directly.

04
Invest & Earn

Your SDIRA invests in FaithBridge multifamily offerings. Distributions flow back into the account, and retirement grows, backed by real property.

Common Questions

IRA investing, answered.

Plain-English answers to the questions most investors ask before directing retirement funds into real estate.

Do I need to withdraw money from my IRA to invest?
No. You never withdraw your IRA funds. Your Self-Directed IRA custodian transfers funds directly into the investment, keeping your tax-advantaged status fully intact, with no penalties and no taxable events.
What is a Self-Directed IRA (SDIRA)?
A Self-Directed IRA is a retirement account that allows you to invest in alternative assets, like real estate, private equity, and multifamily syndications, beyond traditional stocks, bonds, and mutual funds. Same tax treatment, a vastly wider universe of investment options.
Can I use a Roth IRA as well as a Traditional IRA?
Yes. Both Traditional and Roth IRAs can be self-directed into real estate. With a Roth SDIRA, your gains and distributions can grow tax-free: one of the most powerful wealth-building vehicles available to long-horizon investors.
Can I roll over my old 401(k) from a previous employer?
Absolutely. An old 401(k) from a former employer is one of the most common funding sources. You can roll it into a Self-Directed IRA without triggering taxes or penalties, then deploy those dollars into our multifamily portfolio.
What is the minimum investment amount?
Minimums vary by offering. Book a free discovery call and our team will walk you through current opportunities and the minimum thresholds that align with your IRA balance and goals.
Who manages the properties?
FaithBridge Capital and our operating partners handle all asset and property management, acquisition, renovations, leasing, and the day-to-day. You receive statements and distributions; we handle the work. Truly passive by design.
Is this offering available to non-accredited investors?
Most FaithBridge offerings are made under Regulation D, Rule 506(c) to accredited investors only. We will confirm eligibility during your discovery call and walk you through any verification steps required by the offering.
Get Started

Ready to put your retirement to work?

Schedule a free, no-obligation discovery call with our investor relations team. We will walk you through your IRA options, answer every question, and show you exactly how to get started, at no cost. No withdrawal required, no penalties, no taxes.

No withdrawal required, funds never leave your retirement structure
No penalties or taxes, properly structured rollovers are 100% penalty-free
Backed by real assets, every dollar secured by physical multifamily property
Guided end-to-end, custodian selection, paperwork, and funding